Transmission
Manufacturer warranty
Potentially covered under bumper-to-bumper coverage while active, and almost always named explicitly in powertrain coverage.
Powertrain coverage
Typically included — the transmission is one of the core components powertrain coverage is built around, alongside the engine and drivetrain.
Exclusionary service contract
Usually included in most service contract tiers, since transmission repair is one of the more expensive failures contracts are commonly bought to protect against — but always confirm against the specific contract, especially for exclusionary vs. named-component plans.
Auto insurance
Ordinary mechanical failure or wear-out is normally not covered by standard auto insurance.
Manufacturer recall
Only applicable if there's an open recall for a specific transmission defect on that vehicle.
Want to know what this component actually does, common failure symptoms and what to ask a mechanic? See the full Transmission entry in the Repair Library.
This is general guidance about how these coverage categories typically work, not a diagnosis or a claim about any specific provider, manufacturer or your own contract. Always check your actual warranty booklet or service contract for what's really covered.